Welcome to loansmentor.com (hereinafter “Company”). Your (hereinafter “You” and/or “Your”) access to and use of this website (hereinafter “Site”) is subject to the Terms & Conditions of Use set forth in this Agreement.
Please be sure to read this Agreement in its entirety before using this Site.
If You do not agree to these terms, do not use this Site or Company’s services.
Company’s services connect interested consumers with a network of independent, licensed third party lenders (hereinafter “Participating Lender(s)”). Company is not a lender of any kind. Company only provides a loan referral service, and has no input in the credit or loan decisions relating to Company’s services.
Company does not guarantee You will be matched with a Participating Lender. Participating Lenders review the information You submit on this Site in real-time to determine whether Your information meets each Participating Lender’s minimum loan eligibility standards. Such Participating Lenders may perform a credit check or otherwise verify Your identity or other information. By submitting Your information, You understand and agree to permit Participating Lenders to so review and/or verify Your information. If a Participating Lender determines the information submitted by You meets its loan eligibility standards, this Site will either cause a new page to be opened—with the lender’s name and contact information—or will automatically redirect You to the lender’s website.
Company does not guarantee Your acceptance into any particular loan agreement with a Participating Lender. Nor does Company guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available to You by Participating Lenders through its loan referral services are the best available in the market. Company does not endorse or recommend the products of any particular Participating Lender.
You are authorized by Company to use this Site and display its content, but only for Your personal, non-commercial use as provided elsewhere herein and only as permitted by law, including applicable export and re-export control laws and regulations. All other uses are strictly prohibited. Such prohibited uses include without limitation the reproduction, duplication, copy, sale, resale, or other exploitation of any material, use, or access to this Site, for any commercial purpose.
Intellectual Property Rights
Your use of this Site and Company’s services does not confer any intellectual property rights to You in the content You access or the services You use. The content that appears on this Site is protected by the copyright laws of the United States and other countries. Such content may not be used except as otherwise provided herein; or, alternatively, without the express written permission of the owner of the copyright. The trademarks, logos, and service marks (collectively “Trademarks”) displayed on this Site, are registered and unregistered Trademarks of Company and others. Such Trademarks and other content displayed on this Site may not be used except as otherwise provided herein; or, alternatively, without the express written permission of the owner of the Trademarks displayed on this Site.
Disclaimer of Warranties
THIS SITE AND COMPANY’S SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND ARE ACCESSED AND USED AT YOUR OWN RISK. TO THE FULLEST EXTENT OF THE LAW, COMPANY MAKES NO WARRANTIES (INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT), REPRESENTATIONS, OR GUARANTEES, WHETHER EXPRESS OR IMPLIED, VERBAL OR OTHERWISE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, COMPANY DOES NOT WARRANT, REPRESENT, OR GUARANTY THAT COMPANY’S SERVICES WILL MEET YOUR REQUIREMENTS; THAT COMPANY’S SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; OR, THAT ANY DEFECTS IN THE OPERATION OR FUNCTIONALITY OF COMPANY’S SERVICES OR RELATED SOFTWARE WILL BE CORRECTED. COMPANY DOES NOT WARRANT, REPRESENT, OR GUARANTY THAT ANY THIRD PARTY’S SECURITY METHODS AND PRIVACY PROTECTION PROCEDURES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; AND ACCEPTS NO RESULTING LIABILITY WHATSOEVER THEREFOR. COMPANY HAS NOT REVIEWED ANY THIRD PARTY SITES THAT MAY BE LINKED TO THIS SITE. YOUR ACCESS TO AND USE OF SUCH THIRD PARTY SITES AND ANY THIRD PARTY PRODUCTS OR SERVICES IS DONE AT YOUR OWN RISK.
Limitation of Liabilities
IN NO EVENT SHALL COMPANY BE RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO AND/OR USE OF THIS SITE, AND/OR YOUR USE OF COMPANY’S SERVICES. TO THE FULLEST EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF COMPANY FOR ANY CLAIM ARISING OUT OF YOUR ACCESS TO AND/OR USE OF THIS SITE, AND/OR YOUR USE OF COMPANY’S SERVICES—WHETHER IN CONTRACT, WARRANTY, TORT, STRICT LIABILITY, OR OTHERWISE—IS LIMITED TO THE AMOUNT PAID BY YOU—IF ANY—FOR YOUR ACCESS TO AND/OR USE OF THIS SITE AND/OR YOUR USE OF COMPANY’S SERVICES.
Third Party Links
This Site may contain links to third party websites. The inclusion of a third party link to an outside website on this Site should not be viewed as an endorsement of or recommendation for the third party website or anything contained therein. Such third party links are provided for reference and convenience only. Company does not have control over the information, software, content, or creative material made available on such third party websites. Company shall not be responsible or liable for Your access to and/or use of such third party websites. Any access to and/or use of such third party websites is done at Your own risk.
Third Party Dealings
Your dealings with and/or participation in the promotions of third parties found on or through this Site, including payment and delivery of related products or services, and any associated terms, conditions, warranties, or representations, are solely between You and any such third party. Company shall not be responsible or liable for any loss or damage of any sort incurred as a result of Your dealings with and/or participation in the promotions of third parties found on or through this site. Any dealings with and/or participation in the promotions of such third parties is done at Your own risk.
Disputes; Choice of Law; Venue
Any dispute arising out of Your access to and/or use of this Site and/or Your use of Company’s services shall be governed by the laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions. Should a dispute arise out of Your access to and/or use of this Site and/or Your use of Company’s services, Company expressly reserves the option to require You to first submit the dispute for resolution by non-binding arbitration before the American Arbitration Association in Los Angeles, California, in accordance with the then existing Commercial Arbitration Rules. The arbitrator shall not have the authority to award any damages which exceed the compensatory damages’ actual amount, or the authority to multiply any of the actual damages claimed. Furthermore, the arbitrator shall be prohibited from awarding any incidental, consequential, special, exemplary, or punitive damages; and You waive the right to any claim involving these prohibited damages. Any award rendered shall be final and conclusive, and a judgment thereon may be entered in any court of competent jurisdiction. Company may, in its sole discretion, elect to file an action in any court of competent jurisdiction in Los Angeles County, California, in lieu of and despite the alternative dispute resolution provision contained herein. If the alternative dispute resolution provision contained herein is unenforceable or does not apply for any reason, or in the event of any lawsuit that arises between You and Company, any legal claim arising out of Your access to and/or use of this Site and/or Your use of Company’s services must be brought in the federal or state courts located in Los Angeles County, California. Notwithstanding any applicable statute or law to the contrary, You agree that any claim arising out of Your access to and/or use of this Site and/or Your use of Company’s services must be brought within one (1) year after the cause of action arises, otherwise such claim or cause of action is forever barred.
You agree to indemnify and hold Company harmless against any and all liability, loss, damages, expenses, claims, actions, suits, and proceedings, including, without limitation, reasonable attorneys’ fees and related costs, arising out of or related to any allegation, claim or cause of action involving, without limitation, Your unlawful or unauthorized use of this Site and/or Company’s services.
These Terms & Conditions of Use set forth the entire understanding and agreement between You and Company with respect to the subject matter hereof.
Company reserves the right to modify these Terms & Conditions of Use or any additional terms that apply to this Site or Company’s services. Company will post notice of any such modifications to these Terms & Conditions of Use and any additional terms that apply to this Site or Company’s services in a clear and conspicuous manner to these Terms & Conditions of Use and anywhere else Company may deem appropriate. Any such modifications shall take effect immediately. If You do not agree to any such modified terms, do not use this Site or Company’s services.
The failure of Company to enforce any provision in these Terms & Conditions of Use, or to exercise any right outlined herein, shall in no way be deemed as a waiver of this right or the ability to enforce any of the terms and conditions contained herein. If any provision contained in these Terms & Conditions of Use is determined to be invalid, illegal, or unenforceable in any respect under any applicable law, then such provision shall be severed and the remaining provisions of these Terms & Conditions of Use shall remain in full force and effect.
The headings for sections contained herein are for convenience only and shall not affect the meaning of the provisions of these Terms & Conditions of Use.